| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| Northside Bank 2 Year CD Account | 1.90% Date: Jul 23, 2010 |
| First Southern State Bank 2 Year CD Account | 1.81% Date: Jul 28, 2010 |
| Northwest Georgia Bank 2 Year CD Account | 1.76% Date: Jul 21, 2010 |
| Healthcare Services Credit Union 2 Year CD Account | 1.61% Date: Jul 29, 2010 |
| Comtrust Credit Union 2 Year CD Account | 1.61% Date: Jul 23, 2010 |
| Chattanooga First Credit Union 12 Month CD Account | 1.60% Date: Jul 27, 2010 |
| Healthcare Services Credit Union 2 Year CD Account | 1.66% to 1.61% Date: Jul 29, 2010 |
| Healthcare Services Credit Union 12 Month CD Account | 1.26% to 1.15% Date: Jul 29, 2010 |
| Healthcare Services Credit Union 6 Month CD Account | 1.10% to 1.00% Date: Jul 29, 2010 |
| Community National Bank Dayton, TN 2 Year CD Account | 1.56% to 1.41% Date: Jul 27, 2010 |
| Community National Bank Dayton, TN 12 Month CD Account | 1.11% to 1.00% Date: Jul 27, 2010 |
| Community National Bank Dayton, TN 6 Month CD Account | 0.90% to 0.75% Date: Jul 27, 2010 |
Welcome to Chattanooga Banking Rates
Find the way to reach any financial goal you may have with Chattanooga Banking Rates. We offer one-stop-shopping so you can compare all the rates within the local Chattanooga banking community. Explore options for:
- Chattanooga, Tennessee mortgage refinance rates
- Chattanooga, Tennessee insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Chattanooga Bank Rate
Chattanooga Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Chattanooga. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Chattanooga Banks
Comtrust Credit Union 1020 Riverfront Parkway Chattanooga, TN, 37402 | Bank of Cleveland 75 First Street, N.W. Cleveland, TN, 37320 | Hmc Community Credit Union 1508 N. Thornton Ave., Ste. 112 Dalton, GA, 30720 |
Northside Bank 7741 Adairsville Highway Adairsville, GA, 30103 | First Volunteer Bank 728 Broad Street Chattanooga, TN, 37402 | First Jackson Bank, Inc. 43243 Us Highway 72 Stevenson, AL, 35772 |
Current Chattanooga Rates Update
The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Chattanooga. Compared to the previous year, mortgage rates were at 5.59% for Chattanooga and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.
Low Chattanooga home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.
One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.
How to Save Money While Attending College
Attending college is a great way to advance your career path, whatever you goals may be. The reality still remains that higher education is extremely costly and the financial bottom line includes more than just tuition. Living arrangements, textbooks, entertainment and general life expenses add up and can place additional financial stress on both the student and the caregivers (who may be providing financial resources towards the expenditure). If the thought of a four year diet of peanut butter and Ramen Noodles does not appeal to you, there are other ways to save cash while attending college.
Even before the college application process begins, there are ways to save on the cost of higher education, along with the associated expenses of going to college as well.
- Check out your state universities as they are significantly less in expenses than attending private universities.
- Perhaps there is a great option closer to home than you think, which can eliminate the cost of room and board.
- Accredited online colleges also offer legitimate education options for those looking to better themselves while still saving some money based on the additional expenses of going to college.
Regardless of what education option you make, poke around and see if there is any scholarship money that you may be qualified for.
After figuring out the big picture, choosing a school and coordinate your financial needs on how you will get there. There are plenty of ways to save and still be able to enjoying the college groove. Whenever you can, buy used text books. Tons of money can be saved buying used college textbooks. Depending on the collection you amassed, you might find someone who is willing to trade books with you upon the completion of a semester. By searching the local classified ads you may also get lucky and find free appliances and furniture, perfect for decorating your dorm room or apartment and saving money while you are in college.
If you are going to move away from home and get the full college experience, calculate and choose wisely between on campus and off campus housing. With on campus housing you easily get a living situation, social life, proximity to campus and a short term lease on your living space. With off campus living rent may seem cheaper, unless you secure a month-to-month arrangement, you will still be responsible for paying a full year’s rent.
There are dozens of ways to save money will in college. By taking the time to plan things out, you can figure out the a comfortable college living style that won’t hurt your wallet.
Life Changes Affecting Chattanooga Banking Rates
- Securing a student loan rate in order to attend the University of Tennessee in Chattanooga
- Investigating comprehensive life insurance rates to coverage your family in a worse case scenario
- Investing your hard earned cash into a high interest bearing CD account to make your money grow
CD Rates When Interest Rates are Falling in Chattanooga, TN
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Chattanooga Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
Get the Best Rates in Chattanooga, TN
Chattanooga Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Chattanooga Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Chattanooga Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Chattanooga Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Chattanooga, TN
Chattanooga Banking Rates is rapidly becoming the premier Chattanooga interest rate source. By working with thousands of financial companies, Chattanooga Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Chattanooga Home Loan Rates
- Chattanooga Savings Rates
- Chattanooga Credit Card Rates
- Chattanooga Student Loan Rates
- Chattanooga Auto Loan Rates
- Chattanooga Insurance Rates
- Chattanooga CD Rates
Chattanooga Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Chattanooga Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Chattanooga Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Chattanooga Banking Rates
Current Chattanooga Banking News
Check Rates in These Cities Near Chattanooga: | Serving the Following Chattanooga Zip Codes: | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| 37401 37402 37403 37404 37405 37406 37407 37408 37409 37410 37411 37412 37414 37415 37416 37419 37421 37422 37424 37450 |
Other Chattanooga Specials: Chattanooga Insurance Rates